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INDIA’S SPECIALIST DEBT RECOVERY PRACTICE

UNIFIED
CHAMBERS

& Associates

Dedicated exclusively to debt recovery law — representing banks, NBFCs, ARCs, and high-net-worth individuals in enforcement and defence across every Indian forum.

DRTSARFAESIIBCNI ACT 138NCLT
8+Years Practice
500+DRT Appearances
39Tribunals
₹50L+Minimum Matter
Retained by
State Bank of IndiaPunjab National BankICICI BankKotak Mahindra BankHDFC BankBank of BarodaAxis Bank
SENIOR PARTNER
“Debt recovery is not a sub-practice of general litigation. It is a distinct, statute-driven discipline — and it demands lawyers who do nothing else.”

Advocate Subodh Bajpai founded Unified Chambers and Associates with a single mandate: to build India’s most authoritative debt recovery practice. Over 25 years, that vision has translated into 500+ DRT appearances across all 39 Debt Recovery Tribunals, representation before every DRAT, the NCLT, Delhi High Court, and the Supreme Court of India.

His dual postgraduate credentials — an LLM in law and an MBA in Finance from XLRI Jamshedpur — give this practice a rare analytical edge. Banking documentation, NPA classifications, financial covenants, and security structures are understood not just legally, but commercially.

Experience8+ Years
SpecialityDebt Recovery
EducationLLM, MBA (XLRI)
ForumAll India DRTs/DRAT
THE DISTINCTION

Why Unified Chambers

Single Specialty

100% focused on debt recovery. No dilution.

Senior-Led

Every matter handled by senior advocate, not juniors.

All India

39 DRTs, 5 DRATs, all High Courts.

8+ Years

Quarter century of debt recovery experience.

Client Testimony

What Clients Say

5.0
★★★★★3 verified reviews
★★★★★

Advocate Bajpai secured an ex-parte attachment order within 48 hours of filing our OA. The speed and precision of Unified Chambers is unmatched in DRT practice.

General Counsel
Scheduled Commercial Bank, Delhi
★★★★★

We had written off this NPA as unrecoverable. Unified Chambers reversed the situation through a dual SARFAESI and IBC track. Recovery exceeded our expectations.

Chief Recovery Officer
Leading NBFC, Mumbai
★★★★★

As an NRI, I needed someone who could handle the entire matter without my physical presence. Unified Chambers managed everything — DRT, DRAT, and High Court — flawlessly.

Private Creditor
NRI Client, UAE
NATIONAL PRESENCE

All India Coverage

DelhiDRT I & II
MumbaiDRT I & II
BangaloreDRT Bench
HyderabadDRT Bench
ChennaiDRT Bench
KolkataDRT Bench
PuneDRT Bench
AhmedabadDRT Bench
JaipurDRT Bench
ChandigarhDRT Bench
LucknowDRT Bench
PatnaDRT Bench
CoimbatoreDRT Bench
NagpurDRT Bench
GuwahatiDRT Bench

70+ cities covered across India

View All Cities
COMMON QUESTIONS

About Unified Chambers

DEBT RECOVERY LAW — INDIA

Frequently Asked Questions About Debt Recovery in India

GET IN TOUCH

Begin Your Recovery

OfficeLawyers Chamber Block, Delhi High Court
New Delhi 110003
Minimum Matter\u20b950 Lakhs

Your enquiry is confidential. Information shared at this stage does not create a lawyer-client relationship until formally accepted. Per Bar Council of India rules, we do not solicit work.

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